Pay Directly at Stores with Direct Pay
Skip the cash, skip the cards. Just scan the QR code and pay instantly at any partner store. Fast, secure, and contactless payments made simple.
How Direct Pay Works
Three simple steps to pay without cash or cards
1. Scan QR Code
Open the Checkout app and scan the store's QR code at checkout or on their counter.
2. Enter Amount
Enter the total amount or let the cashier input it. Review your purchase details.
3. Pay Instantly
Confirm payment with your PIN or biometric. Get instant receipt and earn rewards.
Why Choose Direct Pay?
The future of payments is here
Lightning Fast
Payments complete in under 3 seconds
Ultra Secure
Bank-level encryption and fraud protection
Contactless
No need to handle cash or cards
Widely Accepted
Available at thousands of stores
Your Security is Our Priority
Advanced security features to protect your money
256-bit Encryption
All transactions are protected with bank-level encryption technology.
Biometric Authentication
Use your fingerprint or face ID for secure payment authorization.
Real-time Monitoring
24/7 fraud detection and instant transaction alerts.
CBN Approved
Fully licensed and regulated by the Central Bank of Nigeria.
Frequently Asked Questions
Is Direct Pay safe to use?
Yes, Direct Pay uses bank-level security with 256-bit encryption, biometric authentication, and real-time fraud monitoring. We're also CBN approved and regulated.
Which stores accept Direct Pay?
Direct Pay is accepted at thousands of stores across Nigeria including Shoprite, Domino's Pizza, Game Stores, Mr. Bigg's, and many more. Check our partner store list for the full directory.
Are there any fees for using Direct Pay?
Direct Pay is free for consumers. There are no transaction fees when you pay at stores using Direct Pay.
What if I don't have internet connection?
Direct Pay works with minimal data usage, but you do need an internet connection to complete transactions. Most payments use less than 1MB of data.
Can I get a refund if something goes wrong?
Yes, if there's an issue with your transaction, you can request a refund through the app or contact our support team. Refunds are typically processed within 24-48 hours.
How do I set up Direct Pay?
Simply download the Checkout app, verify your identity, link your bank account or card, and you're ready to start using Direct Pay at any partner store.
Ready to Go Cashless?
Join millions of Nigerians already using Direct Pay for faster, safer payments